![]() What happens if I don't repay my car loan? If you’re an HSBC customer and you’ve missed (or are worried about missing) a loan payment, or you're concerned about your overdraft, we can help. Call our team of specialists on 08 to get a helping hand.Ĭan I pay off my car loan early? You can repay your HSBC Personal Loan in full at any time by giving us notice in writing, by visiting a branch or by calling us on 03457 404 404. There may be a few different financing options you could investigate to pay for the car, such as a personal loan, hire purchase or leasing. If you’re looking to apply for finance to pay for a second hand car, it’s important that you consider the costs and can afford the repayments. However, any late or missed repayments can have a negative effect on your credit score and your ability to borrow money in the future. With unsecured loans, the lender can’t take away any of your assets, such as your home, if you fail to repay what you owe. Is car finance a secured loan? An HSBC Personal Loan is a form of unsecured lending.
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